July 24, 2021 6:07 am

Saving and investing with Piggyvest (Review)


Share this

Share on facebook
Share on twitter
Share on linkedin
Share on whatsapp

PiggyVest, powered by the United Bank of Africa, helps imbibe the saving culture. With PiggyVest you can earn up to 10% – 15.5% interests on savings and earn over 25% return on investments for a period of time.

Just by staying in your PiggyVest account your money gets increased? Wow! Instead of letting your money sit in your local bank account with no returns, why not try PiggyVest today?

PiggyVest is perfect for anyone who wants to reach their savings target much faster with various savings types.
Plus you can team up with others to reach joint goals.


How to save or invest money on PiggyVest

Follow these steps to save or invest money on PiggyVest:

1. Create an account

Creating an account is very easy. All you need is your phone number, password and name. Click here to create an account.

2. Choose your saving option

Once you create an account. There are different saving options. There is PiggyBank, Safelock and Target Saving and Investify. Pick which one suits you. You can read more about each of them below.

3. Set your details and start saving

If you pick Piggy bank, you have to set how much you want to save automatically and if it will be daily, weekly or monthly. You can also decide to save whenever you want manually.

For Safelock, set how much you want to lock and when you want to withdraw.

For Target Savings, set how much is your target. Invite friends if you want to join you and pick a withdrawal date.

All three are saving options.

To invest you have to navigate to Investify

Once you are inside your PiggyVest account Dashboard. You will see many options on the screen. Click on Investify or “invest for the future.” That is it.
Review investment opportunities and invest. You will find various investment opportunities. Click on anyone you want and invest.

One important thing to note is BVN Verification

Supplying your Bank Verification Number (BVN) is an important step in using the PiggyVest platform as you would not be able to save money and transfer funds to and from your savings accounts within the app if you don’t verify your BVN.
To verify your BVN, tap the “My Account” settings button at the bottom of the page, navigate to “My BVN Settings” >> Add Your BVN >> Enter your 11-digit BVN number >> Validate BVN.

Features of PiggyVest

Features of PiggyVest


The PiggyBank feature is your “core savings” wallet on PiggyVest. You can automatically save into this wallet daily, weekly, monthly or manually. There are four free withdrawal days to ensure discipline on your savings.

Flex Wallet

Your flex wallet is your secure flexible saving wallet where you can earn up to 10% per annum on your funds. Your Flex wallet is flexible because you can keep emergency money there which you plan to withdraw anytime and still get interest, there is no set date. You can transfer, receive and withdraw funds for free. Interest on funds on your Flex wallet are accured daily and then paid in the beginning of every month at 10% per annum.


Safelock is a PiggyVest feature that allows you to set money aside for a fixed period of time without having access to it until the maturity date, it’s like having your own fixed deposit. You can lock funds away for a little as 10 days or 1000 days. You earn up to 15.5% interest per annum, paid upfront.


Investify is one of the features on PiggyVest that help people invest in low risk investment opportunities. You can invest with as low as 3000 Naira and also get up to 25% ROI upfront.
There are various investment opportunities in agriculture, real estate, fixed income assets and more.

Target savings

Target savings allows you save towards multiple goals on your own or with a group. You can save towards a common goal with friends and family. There are no limit to number of savings groups you can join or create. No one has access to your savings but you, you earn up to 10% per annum, paid daily to your flex wallet.


Benefits of Using PiggyVest

  • Reach general/personal savings goals more quickly

By using Piggyvest, you enjoy quarterly savings, joining PiggyVest withover 100,000 users that use quarterly savings feature called “PiggyBank” to reach their general/personal savings goals helps you reach your goals more quickly.

  • Reach multiple targets

Using PiggyVest you can set and reach multiple saving goals using the “Target Savings” feature, you can save for holidays, fees or even special events.

  • Lock away your money which you don’t want to spend and get interest

Using PiggyVest’s “SafeLock” feature you could lock funds away so you don’t have access until your set date. You also earn over 13% p.a. and above interest by doing so.

Pros and Cons


  • Co-invest in opportunities.

You can join other PiggyVest users to co-invest in guaranteed fixed income investments & other amazing projects.

  • You can decide on what to invest.

You have complete control on the type of investments you want to engage. All opportunities are pre-vetted by PiggyVest.

  • You get paid for referrals.

You get #1000 added to your PiggyVest safelock for anyone you invite to use PiggyVest, PiggyVest rewards both referrer and referee.

  • Watch your portfolio grow with ease.

You can easily monitor the progress of your investments from your PiggyVest dashboard, it’s easy and without complications.


  • You can’t withdraw your from Autosave once you’ve locked funds away, you are subject to withdrawing only four times from your Autosave per annum.
  • If you decide to set your own convenient FREE withdrawal date, the next available FREE date must be exactly 3 months from the last time you withdrew.
  • Withdrawing from your Flex wallet more than four times a month forfeits Interest for the month.


I’ve been using PiggyVest for over a year now and I must say this is a legit genius way to use your data and also save, invest and earn money. Sign up for PiggyVest today and take the path to financially alleviation.

A good market they say sells itself. Just by staying in your PiggyVest account your money gets increased? Wow!

Instead of letting your money sit in your local bank account with no returns, why not try PiggyVest?


PiggyVest tries to reward savers on the platform when they invite others to join them to save with PiggyVest. PiggyVest pays you and your friend #1000 each when they register on the platform through your referral link. Thus you get rewarded for bringing your friend and your friend also gets rewarded for joining. Click here to sign up, get your own unique referral link and start saving with PiggyVest today.

PS: You won’t get the referral bonus of #1000 if you don’t sign up with a referral code. You can go ahead and use my referral link: https://www.piggyvest.com/?newref=1&ref=14787c4ed20120

You get #1000 for signing up and I also get #1000 for referring you.

You can also check here for FREQUENTLY ASKED QUESTIONS. https://Piggyvest.com/FAQ

I’m also willing to guide you through your savings journey,

For more questions, enquiries and updates:

Need a content writer?


Munachimso Iheanachor

09070656554 http://wa.me/2349070656554

[email protected]

Blogger|Content Writer

Share on facebook
Share on twitter
Share on linkedin
Share on whatsapp
Inline Feedbacks
View all comments



More from The Content Model


Comment on Posts. Information & Opinion is valued on the Net. ~ 2 TTC

Post Pad

Share a post. Ensure that it adds value ~ 50 TTC

Sponsored Videos

Ads you may like. Engage with Ads from value givers. ~ 20 TTC


Participate in Games to win coins


Sharing is promoting. Earn 1 TTC for each clicks you get on your link.


People will donate when they love your post. Promote your own posts to increases your chances of receiving unlimited donations.

Task Suite

Complete a Task to get up to 2000 TTC in rewards



Zero Initial Payment. Pay only with what you earned
$ 0
  • No Withdrawal
  • Upgrade to Standard Plan with Accrued earnings.


Standard Trentimes Membership Plan
$ 5
  • Member Badge
  • Payroll
  • Estimated Monthly Earnings - $100+
  • Member Plan Renews at 2600TTC per year


Premium Package for the Business Class
$ 29
  • Elite Badge
  • Payroll
  • Estimated Monthly Earnings - $500+
  • Business & Professional Growth Resources
  • Elite Plan Renews at 5000TTC per year

Login or Sign Up to Support The Content Model

Upon Registration, You will be credited with 27TTC

Login | Register

Support The Content Model by donating Trencoins

Glad to have you here!

You can become a member of Trentimes forum and earn seamlessly on the side. Here’s a special invitation for you!

Glad to have you here!

You can become a member of Trentimes forum and earn seamlessly on the side. Here’s a special invitation for you!